{
  "name": "SAIMÔR xyz universe",
  "concept": "Internet of Value – map of places where value is created, checked, recorded and kept, by people and agents.",
  "status": "concept",
  "live_service": false,
  "api": null,
  "payments": false,
  "updated": "2026-10-30",
  "operator": {
    "name": "SAIMÔR",
    "url": "https://saimor.world"
  },
  "note": "Illustrative concept and preview pages only. No service, no API, no payments, no custody, no financial products.",
  "layers": [
    {
      "id": "id",
      "label_de": "Identität",
      "label_en": "Identity"
    },
    {
      "id": "rules",
      "label_de": "Regeln & Freigabe",
      "label_en": "Rules & approval"
    },
    {
      "id": "rec",
      "label_de": "Wert-Nachweise",
      "label_en": "Value records"
    },
    {
      "id": "tr",
      "label_de": "Wert-Transfer",
      "label_en": "Value transfer"
    },
    {
      "id": "cont",
      "label_de": "Kontinuität",
      "label_en": "Continuity"
    },
    {
      "id": "entry",
      "label_de": "Zugang Realwirtschaft",
      "label_en": "Real-economy entry"
    }
  ],
  "nodes": [
    {
      "domain": "agentaccount.xyz",
      "url": "https://agentaccount.xyz/",
      "layer": "id",
      "role_en": "Who acts?",
      "role_de": "Wer handelt?",
      "thesis": "The name under which agents will show their ID.",
      "category": "Know Your Agent",
      "drivers": [
        {
          "text": "Card networks and payment companies have started working on interoperable “Know Your Agent” checks for agentic commerce.",
          "source": "https://www.ant-intl.com/en/news/detail/ant-international-mastercard-and-visa-initiate-collaboration-on-know-your-agent-interoperability-to-scale-agentic-commerce/"
        },
        {
          "text": "A2A v1.0 defines the agent card as a standard way for an agent to describe itself and be found.",
          "source": "https://a2a-protocol.org/latest/"
        }
      ],
      "agentUse": "Agent shows its card; the counterpart asks agentaccount.xyz whether domain and operator are confirmed.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20agentaccount.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "agentaddress.xyz",
        "agentpolicy.xyz",
        "cosigners.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20agentaccount.xyz"
    },
    {
      "domain": "agentaddress.xyz",
      "layer": "id",
      "role_en": "Reachability",
      "role_de": "Erreichbarkeit",
      "thesis": "The address you can give to any agent.",
      "redirects_to": "https://agentaccount.xyz/",
      "agentUse": "Agent looks up a name and gets the endpoint address.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20agentaddress.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "agentaccount.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request"
    },
    {
      "domain": "agentpolicy.xyz",
      "url": "https://agentpolicy.xyz/",
      "layer": "rules",
      "role_en": "What may an agent do?",
      "role_de": "Was darf ein Agent?",
      "thesis": "House rules for agents, in one sentence and one signature.",
      "category": "Agent policy",
      "drivers": [
        {
          "text": "AP2 v0.2 adds “human not present” payments, where an agent acts within a mandate signed in advance.",
          "source": "https://blog.google/products-and-platforms/platforms/google-pay/agent-payments-protocol-fido-alliance/"
        },
        {
          "text": "AP2 describes open mandates with constraints: the rule travels with the payment.",
          "source": "https://ap2-protocol.org/ap2/specification/index.md"
        },
        {
          "text": "Wallet providers already ship policy engines for agentic wallets – the gap is a neutral, readable layer on top.",
          "source": "https://docs.turnkey.com/solutions/company-wallets/agentic-wallets"
        }
      ],
      "agentUse": "Agent loads its signed rule before acting; a checker compares the action with the rule and escalates exceptions.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20agentpolicy.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "cosigners.xyz",
        "belege.xyz",
        "vollmacht.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20agentpolicy.xyz"
    },
    {
      "domain": "cosigners.xyz",
      "url": "https://cosigners.xyz/",
      "layer": "rules",
      "role_en": "Second signature",
      "role_de": "Zweite Unterschrift",
      "thesis": "No agent pays unless a human nods.",
      "category": "Human approval for agents",
      "drivers": [
        {
          "text": "Verifiable Intent, developed with Mastercard and handed to the FIDO Alliance, makes approved agent actions checkable.",
          "source": "https://blog.google/products-and-platforms/platforms/google-pay/agent-payments-protocol-fido-alliance/"
        },
        {
          "text": "Smart-account tooling already recommends human approval steps for AI agents.",
          "source": "https://docs.safe.global/home/ai-agent-quickstarts/human-approval"
        }
      ],
      "agentUse": "Agent sends an approval request; a human decides; the agent receives a signed approval or refusal.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20cosigners.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "agentpolicy.xyz",
        "belege.xyz",
        "vollmacht.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20cosigners.xyz"
    },
    {
      "domain": "vollmacht.xyz",
      "url": "https://vollmacht.xyz/",
      "layer": "rules",
      "role_en": "Delegated authority",
      "role_de": "Befugnis übertragen",
      "thesis": "Die deutsche Vollmacht, die auch ein Agent vorzeigen kann.",
      "category": "Digitale Vollmacht",
      "drivers": [
        {
          "text": "Die EUDI-Wallet soll bis Ende 2026 in jedem EU-Mitgliedstaat verfügbar sein.",
          "source": "https://eudi-wallet.gov.de/faq"
        },
        {
          "text": "Im EUDI-Rahmen werden Vertretungsnachweise diskutiert – eine Person handelt für eine andere.",
          "source": "https://eudi.dev/2.0.0/discussion-topics/i-natural-person-representing-another-natural-person/"
        }
      ],
      "agentUse": "Agent presents a machine-readable power of attorney; the verifier sees scope and expiry.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20vollmacht.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "agentpolicy.xyz",
        "cosigners.xyz",
        "digitalinheritance.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20vollmacht.xyz"
    },
    {
      "domain": "belege.xyz",
      "url": "https://belege.xyz/",
      "layer": "rec",
      "role_en": "What happened?",
      "role_de": "Was ist passiert?",
      "thesis": "Jeder Agentenkauf braucht einen Beleg, der vor dem Finanzamt hält.",
      "category": "Nachweisschicht für Agentenkäufe",
      "drivers": [
        {
          "text": "E-Rechnung in Deutschland: Empfang ist seit 01.01.2025 Pflicht. Papier- und sonstige Rechnungen dürfen bis Ende 2026 ausgestellt werden, bis Ende 2027 bei Vorjahresumsatz bis 800.000 € (§ 27 Abs. 38 UStG); ab 2028 gilt die E-Rechnung für fast alle B2B-Umsätze.",
          "source": "https://www.lfst.bayern.de/steuerinfos/weitere-themen/e-rechnung"
        },
        {
          "text": "Wer in der Übergangszeit noch Papier- oder PDF-Rechnungen erhält, kann daraus weiter Vorsteuer ziehen, sofern die Übergangsregeln greifen. Spätestens ab 2028 läuft der Nachweis im Regelfall über strukturierte E-Rechnungen (BMF-FAQ E-Rechnung).",
          "source": "https://www.bundesfinanzministerium.de/Content/DE/FAQ/e-rechnung.html"
        },
        {
          "text": "Das Agent Payments Protocol (AP2) sieht signierte Mandate und eine Quittung für jede Agenten-Zahlung vor.",
          "source": "https://ap2-protocol.org/ap2/specification/index.md"
        }
      ],
      "agentUse": "Agent submits the signed receipt plus mandate after each purchase; belege.xyz checks amount, merchant and VAT and returns a bookkeeping line.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20belege.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "cosigners.xyz",
        "agentpolicy.xyz",
        "agentaccount.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20belege.xyz"
    },
    {
      "domain": "contentlicensing.xyz",
      "url": "https://contentlicensing.xyz/",
      "layer": "rec",
      "role_en": "Rights to content",
      "role_de": "Rechte an Inhalten",
      "thesis": "The place where content states its terms for machines.",
      "category": "Content licensing",
      "drivers": [
        {
          "text": "RSL 1.0 describes machine-readable licences for content used by AI.",
          "source": "https://rslstandard.org/rsl"
        },
        {
          "text": "Pay per crawl uses HTTP 402 so crawlers can be asked to pay before access.",
          "source": "https://developers.cloudflare.com/ai-crawl-control/features/pay-per-crawl/what-is-pay-per-crawl/"
        }
      ],
      "agentUse": "Crawler reads the licence, accepts or declines, and receives a usage record.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20contentlicensing.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "belege.xyz",
        "agentaccount.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20contentlicensing.xyz"
    },
    {
      "domain": "remittances.xyz",
      "url": "https://remittances.xyz/",
      "layer": "tr",
      "role_en": "Information only",
      "role_de": "Nur Information",
      "thesis": "The name of an entire category, in one word.",
      "category": "Category: remittances",
      "drivers": [
        {
          "text": "Agent payment standards such as AP2 make it thinkable that agents prepare cross-border payments for people.",
          "source": "https://blog.google/products-and-platforms/platforms/google-pay/agent-payments-protocol-fido-alliance/"
        },
        {
          "text": "Moving money is a regulated activity; in Germany it requires a payment-services licence."
        }
      ],
      "agentUse": "At most: compare fees and options without moving money.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20remittances.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "agentpolicy.xyz",
        "cosigners.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20remittances.xyz"
    },
    {
      "domain": "digitalinheritance.xyz",
      "url": "https://digitalinheritance.xyz/",
      "layer": "cont",
      "role_en": "What remains?",
      "role_de": "Was bleibt?",
      "thesis": "What is owned online should not be lost online.",
      "category": "Category: digital inheritance",
      "drivers": [
        {
          "text": "The EUDI wallet is due in every EU member state by the end of 2026.",
          "source": "https://eudi-wallet.gov.de/faq"
        },
        {
          "text": "The EUDI framework discusses how one person can be represented by another – the basis for orderly handovers.",
          "source": "https://eudi.dev/2.0.0/discussion-topics/i-natural-person-representing-another-natural-person/"
        }
      ],
      "agentUse": "Agent compiles the list of accounts and reminds about updates; handover only through humans.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20digitalinheritance.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "vollmacht.xyz",
        "cosigners.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20digitalinheritance.xyz"
    },
    {
      "domain": "foerdermittel.xyz",
      "url": "https://foerdermittel.xyz/",
      "layer": "entry",
      "role_en": "Finding funding",
      "role_de": "Förderung finden",
      "thesis": "Der Agent, der weiß, welches Programm zu dir passt.",
      "category": "Fördermittel",
      "drivers": [
        {
          "text": "Die Förderdatenbank des Bundes ist öffentlich, aber nicht für Agenten gemacht."
        },
        {
          "text": "Förderkriterien sind strukturiert genug, um sie automatisch mit einem Firmenprofil abzugleichen."
        }
      ],
      "agentUse": "Agent describes the company and receives matching programmes with deadlines and a checklist.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20foerdermittel.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "belege.xyz",
        "vollmacht.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20foerdermittel.xyz"
    },
    {
      "domain": "pflegeplatz.xyz",
      "url": "https://pflegeplatz.xyz/",
      "layer": "entry",
      "role_en": "Organising care",
      "role_de": "Pflege ordnen",
      "thesis": "Der kürzeste Weg zu einem freien Platz.",
      "category": "Pflegeplätze",
      "drivers": [
        {
          "text": "Familien müssen oft innerhalb weniger Tage einen Platz finden."
        },
        {
          "text": "Angaben zu freien Plätzen liegen verstreut bei Einrichtungen und Kassen, nicht offen."
        }
      ],
      "agentUse": "Agent asks for criteria and prepares enquiries to care homes.",
      "acquisition": {
        "open": true,
        "type": "partnership or takeover, on request",
        "price": null,
        "contact": "mailto:contact@saimor.world?subject=Anfrage%3A%20pflegeplatz.xyz",
        "note": "Concept, not a running service. No price is published."
      },
      "relatesTo": [
        "vollmacht.xyz",
        "cosigners.xyz"
      ],
      "stage": "concept",
      "portfolio": "SAIMÔR portfolio · partnership/acquisition on request",
      "inquiry": "mailto:contact@saimor.world?subject=Anfrage%3A%20pflegeplatz.xyz"
    }
  ],
  "gateway": {
    "domain": "saimor.xyz",
    "redirects_to": "https://saimor.world/"
  },
  "flow": [
    [
      "id",
      "rules",
      "who are you? what may you do?"
    ],
    [
      "rules",
      "rec",
      "approval becomes record"
    ],
    [
      "rec",
      "cont",
      "value is kept"
    ],
    [
      "entry",
      "id",
      "entry from the real economy"
    ],
    [
      "rules",
      "tr",
      "only with licence and legal review (dashed)"
    ]
  ],
  "scenarios": "Each site shows 'A day in 2027': fictional, illustrative event logs, not live operations.",
  "acquisition_policy": "Domains and concepts in this universe are open for partnership or takeover on request. No prices, no investment offer."
}